FUNDAE Credit Calculator 2026 for Your SME
Estimate training credit and the potential rebate using the data entered. The applicable amount depends on available credit and the scheme's requirements.
Tool · 3 min
Calculate your FUNDAE 2026 credit
Adjust the values to your case. Everything recalculates in real time. All amounts are BOE-verified.
Your details
Annual average of staff registered with Social Security. All regimes and contract types.
Enter the contribution paid, not the contribution base: the contribution is the base times the applicable Vocational Training rate (generally 0.7%). Check it with your payroll adviser or with FUNDAE.
Modules from Orden TAS/2307/2007, company-funded training (NOT Orden TES/1582/2025 for publicly subsidised training offer).
Effective duration of the training action per participant.
People who will attend the training.
Your estimate
Your FUNDAE 2026 credit
€4,500
10-49 employees · 75% funding
- Max fundable cost20 h × 5 × 13 €
- €1,300
- Private co-financing10% required
- €130
- Estimated rebate, subject to credit and requirementsWithin your available credit. Room to expand the training.
- €1,300
- Net cost to your companyModule cost − estimated fundable amount. Private co-financing is checked over the year's training as a whole and can include eligible salary costs.
- €0
With these figures, the net amount does not reach the minimum private co-financing percentage for your tier. That does not mean the requirement is unmet: co-financing is checked over the year's training as a whole and can include eligible salary costs, which this estimate does not include.
Important notes
- Economic modules of €9-13/h in-person and €7.5/h distance learning apply to company-funded training (Orden TAS/2307/2007). Not to be confused with the publicly subsidised training offer.
- The €15.4/h and €8.9/h rates from Orden TES/1582/2025 apply to training subsidised by public administrations (NOT company-programmed training eligible for Social Security rebates).
- Companies with 1 to 5 workers have a flat credit of €420 per company and year instead of a percentage. From 6 workers, the credit is the band's percentage applied to the vocational training contribution paid the previous year, with no guaranteed minimum (art. 9.4 Law 30/2015, art. 11 RD 694/2017 and Additional Provision 92 of Law 31/2022).
- Companies with fewer than 50 employees may carry unused credit forward to the following year or the following two years if they notify this during the first half of the current year. Credit remaining at the end of the chosen period cannot be recovered in later years.
- Article 4 of the AI Act (Regulation (EU) 2024/1689) asks for measures supporting staff AI literacy and has applied since 2 Feb 2025. It sets no required level, but you should be able to show the measures taken.
- Your exact credit amount is calculated by the official FUNDAE application using your TGSS data. This calculator gives you an illustrative estimate.
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